Student Financing Options

1. Free Funding for Military Spouses

We have recently become affiliated with the Department of Defense Military Spouse Career Advancement Account Program and military spouses are now eligible to receive 100% funding for our training programs.

For a step-by-step guide on how to receive military funding, click here (pdf)..

2. TFC Loans 

Considerations:

1 - When an applicant selects a TFC loan, a $650 deposit is required up front. 

2 - In addition, 60% of the tuition must be paid off before a transcript for completing the program can be issued. 

For example, if a loan period is set up for 2 years and the student completes the program in less than 1 year, the calculation will be based on the remaining principal to determine the 60% amount.  At that point, the student may elect to pay the difference by either:  (1)  additional check to TFC or  (2)  additional credit card payment to TFC, or  (3)  waiting until their monthly payments have reached the required 60%.

3. - All documents, including the signed promissory note, must be received by ICDS before you can start class.

How to apply:

1 - Download and complete a loan application.  Adobe Reader Required (Free).

2 - Return it with the $650 check OR call ICDS with a credit card number. 

3 - Select one of two repayment options:

1 year 8% $321
2 years 12% $161

4 - Upon receipt of the application and $650, ICDS will prepare the final loan documents and mail those for the applicant’s signature.

5 - Applicant may elect to automatically draft their bank account or credit card for future payments.

3. ICDS Payment Plan

In lieu of applying for an interest loan, students can divide their course costs into six or less payments.